Millions of Americans can breathe a sigh of relief as tax refund season picks up pace. According to the Internal Revenue Service (IRS), the average federal tax refund for the 2024 filing season (for returns due in 2025) is currently $2,945. For many who have already filed and chosen direct deposit, that money could be landing in bank accounts as early as this week.
But when your refund arrives depends on several factors. Understanding these variables can help you avoid unnecessary stress and set realistic expectations.
What Affects the Timing of Your Tax Refund?
Although the IRS aims to issue most refunds within 21 days of accepting a return, there are specific circumstances that can speed up or delay that timeline.
| Factor | Effect on Refund Timing |
|---|---|
| Filing Method | E-filing is faster than mailing a paper return. |
| Refund Delivery Method | Direct deposit is faster than waiting for a paper check. |
| Return Complexity | Returns with multiple income streams or crypto assets take longer. |
| Filing Date | Returns filed closer to the April 15 deadline may take longer due to backlogs. |
| Verification Requirements | Claims involving credits like the EITC or CTC are subject to additional scrutiny and delays. |
Also note: The IRS doesn’t instantly accept your return when you submit it. It typically takes 24–72 hours for acceptance, after which the 21-day processing clock begins.
How to Track Your Refund
Given recent staffing cutbacks at the IRS, refund delays are possible. Fortunately, the agency offers tools to help you stay updated on your refund status.
Use the “Where’s My Refund?” Tool
This is the most reliable way to check your refund status. You’ll need:
- Your Social Security Number or ITIN
- Your filing status
- The exact refund amount
You can access this tool on the IRS website.
Use the IRS2Go App
For mobile updates, download the IRS2Go app, which provides real-time updates once your return is received, approved, and your refund is issued.
If 21 days have passed and there’s still no update, double-check:
- Your banking details
- Your filing status
- Your mailbox, as the IRS may send a letter if they need more documentation or if the refund was reduced due to past-due taxes or debts
Refunds Being Issued Between May 19–25
According to IRS filing season statistics through April 25, 2025, citizens who meet specific criteria can expect their refunds between May 19 and May 23 if they opted for direct deposit. For paper check recipients, payments should arrive by May 30.
Who Can Expect a Refund This Week?
If you meet the following conditions, your $2,945 average refund is likely on the way:
- You e-filed your return
- Your return was accepted by the IRS by May 5, 2025
- You selected direct deposit as your refund method
- You did not claim the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (CTC)
- Your return was error-free and didn’t require further verification
The 2024 tax season has so far run smoothly, and many Americans can expect their refunds within the IRS’s standard processing window. By using the right tools and ensuring your return is accurate and filed early, you can avoid delays and get your money faster. If you’re still waiting, keep an eye on both your bank account and your mailbox—and don’t forget to track your refund online.
FAQs
How long after filing will I get my tax refund?
Most refunds are issued within 21 days of IRS acceptance for electronically filed returns.
Why is my refund delayed?
Common reasons include errors, missing information, identity verification, or claiming credits like EITC or CTC.
Can I call the IRS to ask about my refund?
You can, but it’s best to use the Where’s My Refund tool or the IRS2Go app first for faster results.
Will I get more than $2,945?
The $2,945 figure is an average. Your actual refund depends on your income, tax liability, and any credits or deductions claimed.